Medicare, Individual Health, and Life Insurance guidance from a Senior Agent with 20+ years of experience — with personal service you can actually reach.
My services are always free to you — I’m paid by the insurance carriers, never by my clients.
One conversation is all it takes to understand your options. Reach out and I’ll walk you through what fits — in English or Spanish.
Turning 65, new to Medicare, or reviewing your current plan? I’ll help you compare plan types, check your doctors and prescriptions, and understand premiums, copays, and enrollment periods.
Start the Medicare intake form →Coverage for you and your family outside of employer plans. We’ll look at monthly costs, doctor and hospital networks, prescription coverage, and deductibles — and find the right fit.
Start the Health Insurance form →Protect the people who count on you — replace income, cover final expenses, or leave a legacy. A short conversation is the best place to start.
Book a time to talk →My free guide, Medicare Insurance Basics, explains the parts of Medicare, enrollment timing, and the questions worth asking before you choose — in plain language.
Get the Free Guide
I’m Carlos Pratts, a U.S. Marine Corps veteran (1987–1991, including service in Desert Storm) and a Senior Agent with 20+ years in the health insurance industry.
For two decades I’ve also served in youth, singles, and safety ministries at my church — because for me, this work has always been about people first. When you call, you talk to me. When you have a question during enrollment — or in the middle of the year — I pick up.
NPN 3562257 · Licensed in FL, TN, TX, NC, SC, MI & OH · Se habla español
Pick a time that works for you — phone appointments, about 30 minutes. You’ll get a confirmation right away.
📅 Open the Booking CalendarCall, email, or start with the right form — whichever you prefer, I’ll take it from there.
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